You’re ready to take that next step in life with your new spouse and start a family and it’s time for the exciting task of shopping for a new home. Do you know how a mortgage bank will see you? Do you have a clean credit report?
Your credit history impacts so many areas of your life beyond being accepted for a line of credit or getting the best interest rate for a mortgage, car loan or credit card. It also plays a role in all sorts of life events and necessities like finding a job, getting a cell phone, and taking out insurance policies.